As we approach the midpoint of 2026, the consumer financial services regulatory and litigation environment remains highly unsettled.  Companies face a weakened but still functioning Consumer Financial Protection Bureau (CFPB) at the federal level; heightened activity at the state level; and new fronts opening in private litigation. 

Join the Consumer Financial Services Team at Spencer Fane for an overview of what is happening and the trends to keep an eye on for the remainder of 2026.  The session will highlight:

• The continuing saga over the fate of the CFPB and what it means for federal policy and enforcement activity;
• State enforcement and class action activity with Real Estate Settlement Procedures Act (RESPA) and the Fair Credit Reporting Act (FCRA); and
• Major changes in Fair Lending and Fair Housing, including the CFPB’s final rule that would eliminate disparate impact and scale back the use of special purpose credit programs.